Tips for Filing a Roof Replacement Insurance Claim

 

Your roof is an investment in the future of your home. Storms, trees, and the elements can take a toll, so it’s best to call a Killeen, TX, roofing company to assess and address any problems. In some cases, insurance will cover the repairs, and it’s a good idea to know whether you can make a claim. 


What Does Your Policy Cover?

Your homeowner’s insurance policy will detail whether your roof repairs fall under their terms and conditions. Some companies won’t cover claims on roofs over 10 years, and others may be specific as to the damages. 


Get an Immediate Inspection

Call a roofing company to complete an inspection as soon as you notice a problem. Your policy will likely detail the timeline, but an immediate inspection is best in most cases. 


Take Pictures & Document Damage

Insurance companies want proof and documentation, so detail everything you notice about the damage with photos and paperwork. 


Contact Your Insurance Company 

Let your insurance company know that there was damage to your roof and expect a claim. They’ll start preparing paperwork on their end, and the process will go much more smoothly. 


Choose a Roofer with Insurance Claim Experience

If your insurance company approves the cost and repairs, choose an insured and licensed roofing company with a history of handling insurance claims. They will know the requirements, and you’ll feel more confident in the process.


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